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Terms & Conditions

Terms & Conditions

 

TERMS OF SERVICE AGREEMENT

PLEASE READ THE FOLLOWING TERMS OF USE AGREEMENT CAREFULLY. BY
ACCESSING OR USING OUR SITES AND OUR SERVICES, YOU HEREBY AGREE TO BE
BOUND BY THE TERMS AND ALL TERMS INCORPORATED HEREIN BY REFERENCE. IF
YOU DO NOT EXPRESSLY AGREE TO ALL OF THE TERMS AND CONDITIONS, THEN
PLEASE DO NOT ACCESS OR USE OUR SITES OR OUR SERVICES. THIS TERMS OF
SERVICE AGREEMENT IS EFFECTIVE AS OF 12/01/2013.

ACCEPTANCE OF TERMS

The following Terms of Service Agreement (the "TOS") is a legally binding agreement that shall govern
the relationship with our users and others which may interact or interface with GROOVY LEFE SHOP,
also known as OMEGA INSURANCE, located at 619 WESTFIELD AVE, ELIZABETH, New Jersey
07208, and our subsidiaries and affiliates, in association with the use of the OMEGA INSURANCE
website, which includes www.groovylifeshop.com (the "Site") and its Services, which shall be defined
below.

DESCRIPTION OF WEBSITE SERVICES OFFERED

The Site is an e-commerce website which has the following description:

THE PRODUCTS OFFERED ON THE SITE ARE PROVIDED ON AN "AS IS" AND "AS
AVAILABLE" BASIS AND WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR
IMPLIED.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY DISCLAIMS
ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED
WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE AND
NON-INFRINGEMENT.

Any and all visitors to our site , despite whether they are registered or not, shall be deemed as "users" of the
herein contained Services provided for the purpose of this TOS. Once an individual registers for our
Services, through the process of creating an account, the user shall then be considered a "member."

The user and/or member acknowledges and agrees that the Services provided and made available through
our website and applications, which may include some mobile applications and that those applications may
be made available on various social media networking sites and numerous other platforms and
downloadable programs, are the sole property of GROOVY LEFE SHOP. At its discretion, GROOVY
LEFE SHOP may offer additional website Services and/or products, or update, modify or revise any current
content and Services, and this Agreement shall apply to any and all additional Services and/or products and
any and all updated, modified or revised Services unless otherwise stipulated. GROOVY LEFE SHOP does
hereby reserve the right to cancel and cease offering any of the aforementioned Services and/or products.
You, as the end user and/or member , acknowledge, accept and agree that GROOVY LEFE SHOP shall not
be held liable for any such updates, modifications, revisions, suspensions or discontinuance of any of our
Services and/or products. Your continued use of the Services provided, after such posting of any updates,
changes, and/or modifications shall constitute your acceptance of such updates, changes and/ormodifications, and as such, frequent review of this Agreement and any and all applicable terms and policies
should be made by you to ensure you are aware of all terms and policies currently in effect. Should you not
agree to the updated, modified, revised or modified terms, you must stop using the provided Services.

Furthermore, the user and/or member understands, acknowledges and agrees that the Services offered shall
be provided "AS IS" and as such GROOVY LEFE SHOP shall not assume any responsibility or obligation
for the timeliness, missed delivery, deletion and/or any failure to store user content, communication or
personalization settings.

REGISTRATION

To register and become a "member" of the Site, you must be 18 years of age to enter into and form a legally
binding contract. In addition, you must be in good standing and not an individual that has been previously
barred from receiving OMEGA INSURANCE's Services under the laws and statutes of the United States or
other applicable jurisdiction.

Furthermore, the registering party hereby acknowledges, understands and agrees to:

a) furnish factual, correct, current and complete information with regards to yourself as may be
requested by the data registration process, and

b) maintain and promptly update your registration and profile information in an effort to maintain
accuracy and completeness at all times.

If anyone knowingly provides any information of a false, untrue, inaccurate or incomplete nature,
GROOVY LEFE SHOP will have sufficient grounds and rights to suspend or terminate the member in
violation of this aspect of the Agreement, and as such refuse any and all current or future use of GROOVY
LEFE SHOP Services, or any portion thereof.

It is GROOVY LEFE SHOP's priority to ensure the safety and privacy of all its visitors, users and
members, especially that of children. Therefore, it is for this reason that the parents of any child under the
age of 13 that permit their child or children access to the OMEGA INSURANCE website platform Services
must create a "family" account, which will certify that the individual creating the "family" account is of 18
years of age and as such, the parent or legal guardian of any child or children registered under the "family"
account. As the creator of the "family" account, s/he is thereby granting permission for his/her child or
children to access the various Services provided, including, but not limited to, message boards, email,
and/or instant messaging. It is the parent's and/or legal guardian's responsibility to determine whether any
of the Services and/or content provided are age-appropriate for his/her child.

PRIVACY POLICY

Every member's registration data and various other personal information are strictly protected by the
GROOVY LEFE SHOP Online Privacy Policy (see the full Privacy Policy at
http://www.groovylifeshop.com/privacy-policy/). As a member, you herein consent to the collection and
use of the information provided, including the transfer of information within the United States and/or other
countries for storage, processing or use by GROOVY LEFE SHOP and/or our subsidiaries and affiliates.

MEMBER ACCOUNT, USERNAME, PASSWORD AND SECURITY
After completion of the registration data and creation of your username, you will receive a random
password—which you can later change—and account designation. You shall be responsible for maintaining
the secrecy and confidentiality of your password and for all activities that transpire on or within your
account. It shall be your responsibility to notify GROOVY LEFE SHOP immediately if you notice any
unauthorized access or use of your account or password or any other breach of security. GROOVY LEFE
SHOP shall not be held liable for any loss and/or damage arising from any failure to comply with this term
and/or condition of the TOS.

CONDUCT

As a member of the Site, you herein acknowledge, understand and agree that all information, text, software,
data, photographs, music, video, messages, tags or any other content, whether it is publicly or privately
posted and/or transmitted, is the expressed sole responsibility of the individual from whom the content
originated. In short, this means that you are solely responsible for any and all content posted, uploaded,
emailed, transmitted or otherwise made available by way of OMEGA INSURANCE Services, and as such,
we do not guarantee the accuracy, integrity or quality of such content. It is expressly understood that by use
of our Services, you may be exposed to content including, but not limited to, any errors or omissions in any
content posted, and/or any loss or damage of any kind incurred as a result of the use of any content posted,
emailed, transmitted or otherwise made available by OMEGA INSURANCE.

Furthermore, you herein agree not to make use of GROOVY LEFE SHOP's Services for the purpose of:

a) uploading, posting, emailing, transmitting, or otherwise making available any content that shall be
deemed unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene,
libelous, or invasive of another's privacy or which is hateful, and/or racially, ethnically, or otherwise
objectionable;

b) causing harm to minors in any manner whatsoever;

c) impersonating any individual or entity, including, but not limited to, any OMEGA INSURANCE
officials, forum leaders, guides or hosts or falsely stating or otherwise misrepresenting any
affiliation with an individual or entity;

d) forging captions, headings or titles or otherwise offering any content that you personally have no
right to pursuant to any law nor having any contractual or fiduciary relationship with;

e) uploading, posting, emailing, transmitting or otherwise offering any such content that may infringe
upon any patent, copyright, trademark, or any other proprietary or intellectual rights of any other
party;

f) uploading, posting, emailing, transmitting or otherwise offering any content that you do not
personally have any right to offer pursuant to any law or in accordance with any contractual or
fiduciary relationship;

g) uploading, posting, emailing, transmitting, or otherwise offering any unsolicited or unauthorized
advertising, promotional flyers, "junk mail," "spam," or any other form of solicitation, except in any
such areas that may have been designated for such purpose;
h) uploading, posting, emailing, transmitting, or otherwise offering any source that may contain a
software virus or other computer code, any files and/or programs which have been designed to
interfere, destroy and/or limit the operation of any computer software, hardware, or
telecommunication equipment;

i) disrupting the normal flow of communication, or otherwise acting in any manner that would
negatively affect other users' ability to participate in any real time interactions;

j) interfering with or disrupting any GROOVY LEFE SHOP Services, servers and/or networks that
may be connected or related to our website, including, but not limited to, the use of any device
software and/or routine to bypass the robot exclusion headers;

k) intentionally or unintentionally violating any local, state, federal, national or international law,
including, but not limited to, rules, guidelines, and/or regulations decreed by the U.S. Securities and
Exchange Commission, in addition to any rules of any nation or other securities exchange, that
would include without limitation, the New York Stock Exchange, the American Stock Exchange, or
the NASDAQ, and any regulations having the force of law;

l) providing informational support or resources, concealing and/or disguising the character, location,
and or source to any organization delegated by the United States government as a "foreign terrorist
organization" in accordance to Section 219 of the Immigration Nationality Act;

m) "stalking" or with the intent to otherwise harass another individual; and/or

n) collecting or storing of any personal data relating to any other member or user in connection with the
prohibited conduct and/or activities which have been set forth in the aforementioned paragraphs.

GROOVY LEFE SHOP herein reserves the right to pre-screen, refuse and/or delete any content currently
available through our Services. In addition, we reserve the right to remove and/or delete any such content
that would violate the TOS or which would otherwise be considered offensive to other visitors, users and/or
members.

GROOVY LEFE SHOP herein reserves the right to access, preserve and/or disclose member account
information and/or content if it is requested to do so by law or in good faith belief that any such action is
deemed reasonably necessary for:

a) compliance with any legal process;

b) enforcement of the TOS;

c) responding to any claim that therein contained content is in violation of the rights of any third party;

d) responding to requests for customer service; or

e) protecting the rights, property or the personal safety of GROOVY LEFE SHOP, its visitors, users
and members, including the general public.
GROOVY LEFE SHOP herein reserves the right to include the use of security components that may permit
digital information or material to be protected, and that such use of information and/or material is subject to
usage guidelines and regulations established by GROOVY LEFE SHOP or any other content providers
supplying content services to GROOVY LEFE SHOP. You are hereby prohibited from making any attempt
to override or circumvent any of the embedded usage rules in our Services. Furthermore, unauthorized
reproduction, publication, distribution, or exhibition of any information or materials supplied by our
Services, despite whether done so in whole or in part, is expressly prohibited.

CAUTIONS FOR GLOBAL USE AND EXPORT AND IMPORT COMPLIANCE

Due to the global nature of the internet, through the use of our network you hereby agree to comply with all
local rules relating to online conduct and that which is considered acceptable Content. Uploading, posting
and/or transferring of software, technology and other technical data may be subject to the export and import
laws of the United States and possibly other countries. Through the use of our network, you thus agree to
comply with all applicable export and import laws, statutes and regulations, including, but not limited to,
the Export Administration Regulations (http://www.access.gpo.gov/bis/ear/ear_data.html), as well as the
sanctions control program of the United States (http://www.treasury.gov/resource-
center/sanctions/Programs/Pages/Programs.aspx). Furthermore, you state and pledge that you:

a) are not on the list of prohibited individuals which may be identified on any government export
exclusion report (http://www.bis.doc.gov/complianceandenforcement/liststocheck.htm) nor a member of
any other government which may be part of an export-prohibited country identified in applicable
export and import laws and regulations;

b) agree not to transfer any software, technology or any other technical data through the use of our
network Services to any export-prohibited country;

c) agree not to use our website network Services for any military, nuclear, missile, chemical or
biological weaponry end uses that would be a violation of the U.S. export laws; and

d) agree not to post, transfer nor upload any software, technology or any other technical data which
would be in violation of the U.S. or other applicable export and/or import laws.

CONTENT PLACED OR MADE AVAILABLE FOR COMPANY SERVICES

GROOVY LEFE SHOP shall not lay claim to ownership of any content submitted by any visitor , member
or user, or make such content available for inclusion on our website Services. Therefore, you hereby grant
and allow for GROOVY LEFE SHOP the below listed worldwide, royalty-free and non-exclusive licenses,
as applicable:

a) The content submitted or made available for inclusion on the publicly accessible areas of GROOVY
LEFE SHOP's sites, the license provided to permit to use, distribute, reproduce, modify, adapt,
publicly perform and/or publicly display said Content on our network Services is for the sole
purpose of providing and promoting the specific area to which this content was placed and/or made
available for viewing. This license shall be available so long as you are a member of GROOVY
LEFE SHOP's sites, and shall terminate at such time when you elect to discontinue your
membership.
b) Photos, audio, video and/or graphics submitted or made available for inclusion on the publicly
accessible areas of GROOVY LEFE SHOP's sites, the license provided to permit to use, distribute,
reproduce, modify, adapt, publicly perform and/or publicly display said Content on our network
Services are for the sole purpose of providing and promoting the specific area in which this content
was placed and/or made available for viewing. This license shall be available so long as you are a
member of GROOVY LEFE SHOP's sites and shall terminate at such time when you elect to
discontinue your membership.

c) For any other content submitted or made available for inclusion on the publicly accessible areas of
GROOVY LEFE SHOP's sites, the continuous, binding and completely sub-licensable license
which is meant to permit to use, distribute, reproduce, modify, adapt, publish, translate, publicly
perform and/or publicly display said content, whether in whole or in part, and the incorporation of
any such Content into other works in any arrangement or medium current used or later developed.

Those areas which may be deemed "publicly accessible" areas of GROOVY LEFE SHOP's sites are those
such areas of our network properties which are meant to be available to the general public, and which
would include message boards and groups that are openly available to both visitors and members .
However, those areas which are not open to the public, and thus available to members only, would include
our mail system and instant messaging .

CONTRIBUTIONS TO COMPANY WEBSITE

GROOVY LEFE SHOP provides an area for our users and members to contribute feedback to our website.
When you submit ideas, documents, suggestions and/or proposals ("Contributions") to our site, you
acknowledge and agree that:

a) your Contributions do not contain any type of confidential or proprietary information;

b) OMEGA INSURANCE shall not be liable or under any obligation to ensure or maintain
confidentiality, expressed or implied, related to any Contributions;

c) OMEGA INSURANCE shall be entitled to make use of and/or disclose any such Contributions in
any such manner as they may see fit;

d) the contributor's Contributions shall automatically become the sole property of OMEGA
INSURANCE; and

e) OMEGA INSURANCE is under no obligation to either compensate or provide any form of
reimbursement in any manner or nature.

INDEMNITY

All users and/or members herein agree to insure and hold GROOVY LEFE SHOP, our subsidiaries,
affiliates, agents, employees, officers, partners and/or licensors blameless or not liable for any claim or
demand, which may include, but is not limited to, reasonable attorney fees made by any third party, which
may arise from any content a member or user of our site may submit, post, modify, transmit or otherwise
make available through our Services, the use of OMEGA INSURANCE Services or your connection with
these Services, your violations of the Terms of Service and/or your violation of any such rights of anotherperson.

COMMERCIAL REUSE OF SERVICES

The member or user herein agrees not to replicate, duplicate, copy, trade, sell, resell nor exploit for any
commercial reason any part, use of, or access to OMEGA INSURANCE's sites.

USE AND STORAGE GENERAL PRACTICES

You herein acknowledge that GROOVY LEFE SHOP may set up any such practices and/or limits
regarding the use of our Services, without limitation of the maximum number of days that any email,
message posting or any other uploaded content shall be retained by GROOVY LEFE SHOP, nor the
maximum number of email messages that may be sent and/or received by any member, the maximum
volume or size of any email message that may be sent from or may be received by an account on our
Service, the maximum disk space allowable that shall be allocated on GROOVY LEFE SHOP's servers on
the member's behalf, and/or the maximum number of times and/or duration that any member may access
our Services in a given period of time. In addition, you also agree that GROOVY LEFE SHOP has
absolutely no responsibility or liability for the removal or failure to maintain storage of any messages
and/or other communications or content maintained or transmitted by our Services. You also herein
acknowledge that we reserve the right to delete or remove any account that is no longer active for an
extended period of time. Furthermore, GROOVY LEFE SHOP shall reserve the right to modify, alter
and/or update these general practices and limits at our discretion.

MODIFICATIONS

GROOVY LEFE SHOP shall reserve the right at any time it may deem fit, to modify, alter and or
discontinue, whether temporarily or permanently, our service, or any part thereof, with or without prior
notice. In addition, we shall not be held liable to you or to any third party for any such alteration,
modification, suspension and/or discontinuance of our Services, or any part thereof.

TERMINATION

As a member of www.groovylifeshop.com, you may cancel or terminate your account, associated email
address and/or access to our Services by submitting a cancellation or termination request to
INFO@GROOVYLIFESHOP.COM.

As a member, you agree that GROOVY LEFE SHOP may, without any prior written notice, immediately
suspend, terminate, discontinue and/or limit your account, any email associated with your account, and
access to any of our Services. The cause for such termination, discontinuance, suspension and/or limitation
of access shall include, but is not limited to:

a) any breach or violation of our TOS or any other incorporated agreement, regulation and/or
guideline;

b) by way of requests from law enforcement or any other governmental agencies;

c) the discontinuance, alteration and/or material modification to our Services, or any part thereof;
d) unexpected technical or security issues and/or problems;

e) any extended periods of inactivity;

f) any engagement by you in any fraudulent or illegal activities; and/or

g) the nonpayment of any associated fees that may be owed by you in connection with your
www.groovylifeshop.com account Services.

Furthermore, you herein agree that any and all terminations, suspensions, discontinuances, and or
limitations of access for cause shall be made at our sole discretion and that we shall not be liable to you or
any other third party with regards to the termination of your account, associated email address and/or
access to any of our Services.

The termination of your account with www.groovylifeshop.com shall include any and/or all of the
following:

a) the removal of any access to all or part of the Services offered within www.groovylifeshop.com;

b) the deletion of your password and any and all related information, files, and any such content that
may be associated with or inside your account, or any part thereof; and

c) the barring of any further use of all or part of our Services.

ADVERTISERS

Any correspondence or business dealings with, or the participation in any promotions of, advertisers located
on or through our Services, which may include the payment and/or delivery of such related goods and/or
Services, and any such other term, condition, warranty and/or representation associated with such dealings,
are and shall be solely between you and any such advertiser. Moreover, you herein agree that GROOVY
LEFE SHOP shall not be held responsible or liable for any loss or damage of any nature or manner incurred
as a direct result of any such dealings or as a result of the presence of such advertisers on our website.

LINKS

Either GROOVY LEFE SHOP or any third parties may provide links to other websites and/or resources.
Thus, you acknowledge and agree that we are not responsible for the availability of any such external sites
or resources, and as such, we do not endorse nor are we responsible or liable for any content, products,
advertising or any other materials, on or available from such third party sites or resources. Furthermore, you
acknowledge and agree that GROOVY LEFE SHOP shall not be responsible or liable, directly or indirectly,
for any such damage or loss which may be a result of, caused or allegedly to be caused by or in connection
with the use of or the reliance on any such content, goods or Services made available on or through any
such site or resource.

PROPRIETARY RIGHTS

You do hereby acknowledge and agree that GROOVY LEFE SHOP's Services and any essential software
that may be used in connection with our Services ("Software") shall contain proprietary and confidentialmaterial that is protected by applicable intellectual property rights and other laws. Furthermore, you herein
acknowledge and agree that any Content which may be contained in any advertisements or information
presented by and through our Services or by advertisers is protected by copyrights, trademarks, patents or
other proprietary rights and laws. Therefore, except for that which is expressly permitted by applicable law
or as authorized by GROOVY LEFE SHOP or such applicable licensor, you agree not to alter, modify,
lease, rent, loan, sell, distribute, transmit, broadcast, publicly perform and/or created any plagiaristic works
which are based on GROOVY LEFE SHOP Services (e.g. Content or Software), in whole or part.

GROOVY LEFE SHOP herein has granted you personal, non-transferable and non-exclusive rights and/or
license to make use of the object code or our Software on a single computer, as long as you do not, and shall
not, allow any third party to duplicate, alter, modify, create or plagiarize work from, reverse engineer,
reverse assemble or otherwise make an attempt to locate or discern any source code, sell, assign, sublicense,
grant a security interest in and/or otherwise transfer any such right in the Software. Furthermore, you do
herein agree not to alter or change the Software in any manner, nature or form, and as such, not to use any
modified versions of the Software, including and without limitation, for the purpose of obtaining
unauthorized access to our Services. Lastly, you also agree not to access or attempt to access our Services
through any means other than through the interface which is provided by GROOVY LEFE SHOP for use in
accessing our Services.

WARRANTY DISCLAIMERS

YOU HEREIN EXPRESSLY ACKNOWLEDGE AND AGREE THAT:

a) THE USE OF GROOVY LEFE SHOP SERVICES AND SOFTWARE ARE AT THE SOLE RISK
BY YOU. OUR SERVICES AND SOFTWARE SHALL BE PROVIDED ON AN "AS IS"
AND/OR "AS AVAILABLE" BASIS. GROOVY LEFE SHOP AND OUR SUBSIDIARIES,
AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS
EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES OF ANY KIND WHETHER
EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO ANY IMPLIED
WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE
AND NON-INFRINGEMENT.

b) GROOVY LEFE SHOP AND OUR SUBSIDIARIES, OFFICERS, EMPLOYEES, AGENTS,
PARTNERS AND LICESNSORS MAKE NO SUCH WARRANTIES THAT (i) GROOVY LEFE
SHOP SERVICES OR SOFTWARE WILL MEET YOUR REQUIREMENTS; (ii) GROOVY
LEFE SHOP SERVICES OR SOFTWARE SHALL BE UNINTERRUPTED, TIMELY, SECURE
OR ERROR-FREE; (iii) THAT SUCH RESULTS WHICH MAY BE OBTAINED FROM THE
USE OF THE GROOVY LEFE SHOP SERVICES OR SOFTWARE WILL BE ACCURATE OR
RELIABLE; (iv) QUALITY OF ANY PRODUCTS, SERVICES, ANY INFORMATION OR
OTHER MATERIAL WHICH MAY BE PURCHASED OR OBTAINED BY YOU THROUGH
OUR SERVICES OR SOFTWARE WILL MEET YOUR EXPECTATIONS; AND (v) THAT
ANY SUCH ERRORS CONTAINED IN THE SOFTWARE SHALL BE CORRECTED.

c) ANY INFORMATION OR MATERIAL DOWNLOADED OR OTHERWISE OBTAIN BY WAY
OF GROOVY LEFE SHOP SERVICES OR SOFTWARE SHALL BE ACCESSED BY YOUR
SOLE DISCRETION AND SOLE RISK, AND AS SUCH YOU SHALL BE SOLELY
RESPONSIBLE FOR AND HEREBY WAIVE ANY AND ALL CLAIMS AND CAUSES OF
ACTION WITH RESPECT TO ANY DAMAGE TO YOUR COMPUTER AND/OR INTERNETACCESS, DOWNLOADING AND/OR DISPLAYING, OR FOR ANY LOSS OF DATA THAT
COULD RESULT FROM THE DOWNLOAD OF ANY SUCH INFORMATION OR
MATERIAL.

d) NO ADVICE AND/OR INFORMATION, DESPITE WETHER WRITTEN OR ORAL, THAT
MAY BE OBTAINED BY YOU FROM GROOVY LEFE SHOP OR BY WAY OF OR FROM
OUR SERVICES OR SOFTWARE SHALL CREATE ANY WARRANTY NOT EXPRESSLY
STATED IN THE TOS.

e) A SMALL PERCENTAGE OF SOME USERS MAY EXPERIENCE SOME DEGREE OF
EPILEPTIC SEIZURE WHEN EXPOSED TO CERTAIN LIGHT PATTERNS OR
BACKGROUNDS THAT MAY BE CONTAINED ON A COMPUTER SCREEN OR WHILE
USING OUR SERVICES. CERTAIN CONDITIONS MAY INDUCE A PREVIOUSLY
UNKNOWN CONDITION OR UNDETECTED ELILEPTIC SYMPTOM IN USERS WHO
HAVE SHOWN NO HISTORY OF ANY PRIOR SEIZURE OR EPILEPSY. SHOULD YOU,
ANYONE YOU KNOW OR ANYONE IN YOUR FAMILY HAVE AN EPILEPTIC
CONDITION, PLEASE CONSULT A PHYSICAN IF YOU EXPERIENCE ANY OF THE
FOLLOWING SYMPTOMS WHILE USING OUR SERVICES: DIZZINESS, ALTERED VISON,
EYE OR MUSCLE TWITCHES, LOSS OF AWARNESS, DISORIENTATION, ANY
INVOLUNTARY MOVEMENT, OR CONVULSIONS.

LIMITATION OF LIABILITY

YOU EXPLICITY ACKNOWLEDGE, UNDERSTAND AND AGREE THAT GROOVY LEFE SHOP
AND OUR SUBISDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND
LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY PUNITIVE, INDIRECT, INCIDENTIAL,
SPECIAL, CONSEQUENIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO,
DAMAGES WHICH MAY BE RELATED TO THE LOSS OF ANY PROFITS, GOODWILL, USE,
DATA AND/OR OTHER INTANGILBE LOSSES, EVEN THOUGH WE MAY HAVE BEEN ADVISED
OF SUCH POSSIBILITY THAT SAID DAMAGES MAY OCCUR, AND RESULT FROM:

a) THE USE OR INABILITY TO USE OUR SERVICE;

b) THE COST OF PRECURING SUBSTITUTE GOODS AND SERVICES;

c) UNAUTHORIZED ACCESS TO OR THE ALTERATION OF YOUR TRANSMISSIONS
AND/OR DATA;

d) STATEMENTS OR CONDUCT OF ANY SUCH THRID PARTY ON OUR SERVICE;

e) AND ANY OTHER MATTER WHICH MAY BE RELATED TO OUR SERVICE.

SPECIAL ADMONITION RELATED TO FINANCIAL MATTERS

Should you intend to create or to join any service, receive or request any such news, messages, alerts or
other information from our Services concerning companies, stock quotes, investments or securities, please
review the above Sections Warranty Disclaimers and Limitations of Liability again. In addition, for this
particular type of information, the phrase "Let the investor beware" is appropriate. GROOVY LEFESHOP's content is provided primarily for informational purposes, and no content that shall be provided or
included in our Services is intended for trading or investing purposes. GROOVY LEFE SHOP and our
licensors shall not be responsible or liable for the accuracy, usefulness or availability of any information
transmitted and/or made available by way of our Services, and shall not be responsible or liable for any
trading and/or investment decisions based on any such information.

EXCLUSION AND LIMITATIONS

THERE ARE SOME JURISDICTIONS WHICH DO NOT ALLOW THE EXCLUSION OF CERTAIN
WARRANTIES OR THE LIMITATION OF EXCLUSION OF LAIBILITY FOR INCIDENTAL OR
CONSEQUENTIAL DAMAGES. THEREFORE, SOME OF THE ABOVE LIMITATIONS OF
SECTIONS WARRANTY DISCLAIMERS AND LIMITATION OF LIABILITY MAY NOT APPLY TO
YOU.

THIRD PARTY BENEFICIARIES

You herein acknowledge, understand and agree, unless otherwise expressly provided in this TOS, that there
shall be third-party beneficiaries to this agreement.

NOTICE

GROOVY LEFE SHOP may furnish you with notices, including those with regards to any changes to the
TOS, including but not limited to email, regular mail, MMS or SMS, text messaging, postings on our
website Services, or other reasonable means currently known or any which may be herein after developed.
Any such notices may not be received if you violate any aspects of the TOS by accessing our Services in an
unauthorized manner. Your acceptance of this TOS constitutes your agreement that you are deemed to have
received any and all notices that would have been delivered had you accessed our Services in an authorized
manner.

TRADEMARK INFORMATION

You herein acknowledge, understand and agree that all of the GROOVY LEFE SHOP trademarks,
copyright, trade name, service marks, and other GROOVY LEFE SHOP logos and any brand features,
and/or product and service names are trademarks and as such, are and shall remain the property of
GROOVY LEFE SHOP. You herein agree not to display and/or use in any manner the GROOVY LEFE
SHOP logo or marks.

COPYRIGHT OR INTELLECTUAL PROPERTY INFRINGEMENT CLAIMS NOTICE
& PROCEDURES

GROOVY LEFE SHOP will always respect the intellectual property of others, and we ask that all of our
users to the same. With regards to appropriate circumstances and at its sole discretion, GROOVY LEFE
SHOP may disable and/or terminate the accounts of any user who repeatedly violates our TOS and/or
infringes the rights of others. If you feel that your work has been duplicated in such a way that would
constitute copyright infringement, or if you believe your intellectual property rights have been otherwise
violated, you should provide to us the following information:

a) The electronic or the physical signature of the individual that is authorized on behalf of the owner ofthe copyright or other intellectual property interest;

b) A description of the copyrighted work or other intellectual property that you believe has been
infringed upon;

c) A description of the location of the site which you allege has been infringing upon your work;

d) The physical address, telephone number, and email address;

e) A statement, in which you state that the alleged and disputed use of your work is not authorized by
the copyright owner, its agents or the law;

f) And finally, a statement, made under penalty of perjury, that the aforementioned information in your
notice is the truth and accurate, and that you are the copyright or intellectual property owner,
representative or agent authorized to act on the copyright or intellectual property owner's behalf.

The GROOVY LEFE SHOP Agent for notice of claims of copyright or other intellectual property
infringement can be contacted as follows:

Mailing Address:
GROOVY LEFE SHOP
Attn: Copyright Agent
619 WESTFIELD AVE
ELIZABETH, New Jersey 07208

Telephone:
Email: INFO@GROOVYLIFESHOP,COM

CLOSED CAPTIONING

BE IT KNOWN, that GROOVY LEFE SHOP complies with all applicable Federal Communications
Commission rules and regulations regarding the closed captioning of video content. For more information,
please visit our website at www.groovylifeshop.com.

GENERAL INFORMATION

ENTIRE AGREEMENT
This TOS constitutes the entire agreement between you and GROOVY LEFE SHOP and shall govern the
use of our Services, superseding any prior version of this TOS between you and us with respect to
GROOVY LEFE SHOP Services. You may also be subject to additional terms and conditions that may
apply when you use or purchase certain other GROOVY LEFE SHOP Services, affiliate Services, third-
party content or third-party software.

CHOICE OF LAW AND FORUM
It is at the mutual agreement of both you and GROOVY LEFE SHOP with regard to the TOS that the
relationship between the parties shall be governed by the laws of the state of New Jersey without regard to
its conflict of law provisions and that any and all claims, causes of action and/or disputes, arising out of or
relating to the TOS, or the relationship between you and GROOVY LEFE SHOP, shall be filed within thecourts having jurisdiction within the County of , New Jersey or the U.S. District Court located in said state.
You and GROOVY LEFE SHOP agree to submit to the jurisdiction of the courts as previously mentioned,
and agree to waive any and all objections to the exercise of jurisdiction over the parties by such courts and
to venue in such courts.

WAIVER AND SEVERABILITY OF TERMS
At any time, should GROOVY LEFE SHOP fail to exercise or enforce any right or provision of the TOS,
such failure shall not constitute a waiver of such right or provision. If any provision of this TOS is found by
a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor
to give effect to the parties' intentions as reflected in the provision, and the other provisions of the TOS
remain in full force and effect.

NO RIGHT OF SURVIVORSHIP NON-TRANSFERABILITY
You acknowledge, understand and agree that your account is non-transferable and any rights to your ID
and/or contents within your account shall terminate upon your death. Upon receipt of a copy of a death
certificate, your account may be terminated and all contents therein permanently deleted.

STATUTE OF LIMITATIONS
You acknowledge, understand and agree that regardless of any statute or law to the contrary, any claim or
action arising out of or related to the use of our Services or the TOS must be filed within 1 year(s) after said
claim or cause of action arose or shall be forever barred.

VIOLATIONS

Please report any and all violations of this TOS to GROOVY LEFE SHOP as follows:

Mailing Address:
GROOVY LEFE SHOP
Attn: Copyright Agent
619 WESTFIELD AVE
ELIZABETH, New Jersey 07208

Telephone:
Email: INFO@GROOVYLIFESHOP,COM

TERMS OF SERVICE AGREEMENT

PLEASE READ THE FOLLOWING TERMS OF USE AGREEMENT CAREFULLY. BY
ACCESSING OR USING OUR SITES AND OUR SERVICES, YOU HEREBY AGREE TO BE
BOUND BY THE TERMS AND ALL TERMS INCORPORATED HEREIN BY REFERENCE. IF
YOU DO NOT EXPRESSLY AGREE TO ALL OF THE TERMS AND CONDITIONS, THEN
PLEASE DO NOT ACCESS OR USE OUR SITES OR OUR SERVICES. THIS TERMS OF
SERVICE AGREEMENT IS EFFECTIVE AS OF 12/01/2013.

ACCEPTANCE OF TERMS

The following Terms of Service Agreement (the "TOS") is a legally binding agreement that shall govern
the relationship with our users and others which may interact or interface with GROOVY LEFE SHOP,
also known as OMEGA INSURANCE, located at 619 WESTFIELD AVE, ELIZABETH, New Jersey
07208, and our subsidiaries and affiliates, in association with the use of the OMEGA INSURANCE
website, which includes www.groovylifeshop.com (the "Site") and its Services, which shall be defined
below.

DESCRIPTION OF WEBSITE SERVICES OFFERED

The Site is an e-commerce website which has the following description:

THE PRODUCTS OFFERED ON THE SITE ARE PROVIDED ON AN "AS IS" AND "AS
AVAILABLE" BASIS AND WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR
IMPLIED.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY DISCLAIMS
ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED
WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE AND
NON-INFRINGEMENT.

Any and all visitors to our site , despite whether they are registered or not, shall be deemed as "users" of the
herein contained Services provided for the purpose of this TOS. Once an individual registers for our
Services, through the process of creating an account, the user shall then be considered a "member."

The user and/or member acknowledges and agrees that the Services provided and made available through
our website and applications, which may include some mobile applications and that those applications may
be made available on various social media networking sites and numerous other platforms and
downloadable programs, are the sole property of GROOVY LEFE SHOP. At its discretion, GROOVY
LEFE SHOP may offer additional website Services and/or products, or update, modify or revise any current
content and Services, and this Agreement shall apply to any and all additional Services and/or products and
any and all updated, modified or revised Services unless otherwise stipulated. GROOVY LEFE SHOP does
hereby reserve the right to cancel and cease offering any of the aforementioned Services and/or products.
You, as the end user and/or member , acknowledge, accept and agree that GROOVY LEFE SHOP shall not
be held liable for any such updates, modifications, revisions, suspensions or discontinuance of any of our
Services and/or products. Your continued use of the Services provided, after such posting of any updates,
changes, and/or modifications shall constitute your acceptance of such updates, changes and/ormodifications, and as such, frequent review of this Agreement and any and all applicable terms and policies
should be made by you to ensure you are aware of all terms and policies currently in effect. Should you not
agree to the updated, modified, revised or modified terms, you must stop using the provided Services.

Furthermore, the user and/or member understands, acknowledges and agrees that the Services offered shall
be provided "AS IS" and as such GROOVY LEFE SHOP shall not assume any responsibility or obligation
for the timeliness, missed delivery, deletion and/or any failure to store user content, communication or
personalization settings.

REGISTRATION

To register and become a "member" of the Site, you must be 18 years of age to enter into and form a legally
binding contract. In addition, you must be in good standing and not an individual that has been previously
barred from receiving OMEGA INSURANCE's Services under the laws and statutes of the United States or
other applicable jurisdiction.

Furthermore, the registering party hereby acknowledges, understands and agrees to:

a) furnish factual, correct, current and complete information with regards to yourself as may be
requested by the data registration process, and

b) maintain and promptly update your registration and profile information in an effort to maintain
accuracy and completeness at all times.

If anyone knowingly provides any information of a false, untrue, inaccurate or incomplete nature,
GROOVY LEFE SHOP will have sufficient grounds and rights to suspend or terminate the member in
violation of this aspect of the Agreement, and as such refuse any and all current or future use of GROOVY
LEFE SHOP Services, or any portion thereof.

It is GROOVY LEFE SHOP's priority to ensure the safety and privacy of all its visitors, users and
members, especially that of children. Therefore, it is for this reason that the parents of any child under the
age of 13 that permit their child or children access to the OMEGA INSURANCE website platform Services
must create a "family" account, which will certify that the individual creating the "family" account is of 18
years of age and as such, the parent or legal guardian of any child or children registered under the "family"
account. As the creator of the "family" account, s/he is thereby granting permission for his/her child or
children to access the various Services provided, including, but not limited to, message boards, email,
and/or instant messaging. It is the parent's and/or legal guardian's responsibility to determine whether any
of the Services and/or content provided are age-appropriate for his/her child.

PRIVACY POLICY

Every member's registration data and various other personal information are strictly protected by the
GROOVY LEFE SHOP Online Privacy Policy (see the full Privacy Policy at
http://www.groovylifeshop.com/privacy-policy/). As a member, you herein consent to the collection and
use of the information provided, including the transfer of information within the United States and/or other
countries for storage, processing or use by GROOVY LEFE SHOP and/or our subsidiaries and affiliates.

MEMBER ACCOUNT, USERNAME, PASSWORD AND SECURITY
After completion of the registration data and creation of your username, you will receive a random
password—which you can later change—and account designation. You shall be responsible for maintaining
the secrecy and confidentiality of your password and for all activities that transpire on or within your
account. It shall be your responsibility to notify GROOVY LEFE SHOP immediately if you notice any
unauthorized access or use of your account or password or any other breach of security. GROOVY LEFE
SHOP shall not be held liable for any loss and/or damage arising from any failure to comply with this term
and/or condition of the TOS.

CONDUCT

As a member of the Site, you herein acknowledge, understand and agree that all information, text, software,
data, photographs, music, video, messages, tags or any other content, whether it is publicly or privately
posted and/or transmitted, is the expressed sole responsibility of the individual from whom the content
originated. In short, this means that you are solely responsible for any and all content posted, uploaded,
emailed, transmitted or otherwise made available by way of OMEGA INSURANCE Services, and as such,
we do not guarantee the accuracy, integrity or quality of such content. It is expressly understood that by use
of our Services, you may be exposed to content including, but not limited to, any errors or omissions in any
content posted, and/or any loss or damage of any kind incurred as a result of the use of any content posted,
emailed, transmitted or otherwise made available by OMEGA INSURANCE.

Furthermore, you herein agree not to make use of GROOVY LEFE SHOP's Services for the purpose of:

a) uploading, posting, emailing, transmitting, or otherwise making available any content that shall be
deemed unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene,
libelous, or invasive of another's privacy or which is hateful, and/or racially, ethnically, or otherwise
objectionable;

b) causing harm to minors in any manner whatsoever;

c) impersonating any individual or entity, including, but not limited to, any OMEGA INSURANCE
officials, forum leaders, guides or hosts or falsely stating or otherwise misrepresenting any
affiliation with an individual or entity;

d) forging captions, headings or titles or otherwise offering any content that you personally have no
right to pursuant to any law nor having any contractual or fiduciary relationship with;

e) uploading, posting, emailing, transmitting or otherwise offering any such content that may infringe
upon any patent, copyright, trademark, or any other proprietary or intellectual rights of any other
party;

f) uploading, posting, emailing, transmitting or otherwise offering any content that you do not
personally have any right to offer pursuant to any law or in accordance with any contractual or
fiduciary relationship;

g) uploading, posting, emailing, transmitting, or otherwise offering any unsolicited or unauthorized
advertising, promotional flyers, "junk mail," "spam," or any other form of solicitation, except in any
such areas that may have been designated for such purpose;
h) uploading, posting, emailing, transmitting, or otherwise offering any source that may contain a
software virus or other computer code, any files and/or programs which have been designed to
interfere, destroy and/or limit the operation of any computer software, hardware, or
telecommunication equipment;

i) disrupting the normal flow of communication, or otherwise acting in any manner that would
negatively affect other users' ability to participate in any real time interactions;

j) interfering with or disrupting any GROOVY LEFE SHOP Services, servers and/or networks that
may be connected or related to our website, including, but not limited to, the use of any device
software and/or routine to bypass the robot exclusion headers;

k) intentionally or unintentionally violating any local, state, federal, national or international law,
including, but not limited to, rules, guidelines, and/or regulations decreed by the U.S. Securities and
Exchange Commission, in addition to any rules of any nation or other securities exchange, that
would include without limitation, the New York Stock Exchange, the American Stock Exchange, or
the NASDAQ, and any regulations having the force of law;

l) providing informational support or resources, concealing and/or disguising the character, location,
and or source to any organization delegated by the United States government as a "foreign terrorist
organization" in accordance to Section 219 of the Immigration Nationality Act;

m) "stalking" or with the intent to otherwise harass another individual; and/or

n) collecting or storing of any personal data relating to any other member or user in connection with the
prohibited conduct and/or activities which have been set forth in the aforementioned paragraphs.

GROOVY LEFE SHOP herein reserves the right to pre-screen, refuse and/or delete any content currently
available through our Services. In addition, we reserve the right to remove and/or delete any such content
that would violate the TOS or which would otherwise be considered offensive to other visitors, users and/or
members.

GROOVY LEFE SHOP herein reserves the right to access, preserve and/or disclose member account
information and/or content if it is requested to do so by law or in good faith belief that any such action is
deemed reasonably necessary for:

a) compliance with any legal process;

b) enforcement of the TOS;

c) responding to any claim that therein contained content is in violation of the rights of any third party;

d) responding to requests for customer service; or

e) protecting the rights, property or the personal safety of GROOVY LEFE SHOP, its visitors, users
and members, including the general public.
GROOVY LEFE SHOP herein reserves the right to include the use of security components that may permit
digital information or material to be protected, and that such use of information and/or material is subject to
usage guidelines and regulations established by GROOVY LEFE SHOP or any other content providers
supplying content services to GROOVY LEFE SHOP. You are hereby prohibited from making any attempt
to override or circumvent any of the embedded usage rules in our Services. Furthermore, unauthorized
reproduction, publication, distribution, or exhibition of any information or materials supplied by our
Services, despite whether done so in whole or in part, is expressly prohibited.

CAUTIONS FOR GLOBAL USE AND EXPORT AND IMPORT COMPLIANCE

Due to the global nature of the internet, through the use of our network you hereby agree to comply with all
local rules relating to online conduct and that which is considered acceptable Content. Uploading, posting
and/or transferring of software, technology and other technical data may be subject to the export and import
laws of the United States and possibly other countries. Through the use of our network, you thus agree to
comply with all applicable export and import laws, statutes and regulations, including, but not limited to,
the Export Administration Regulations (http://www.access.gpo.gov/bis/ear/ear_data.html), as well as the
sanctions control program of the United States (http://www.treasury.gov/resource-
center/sanctions/Programs/Pages/Programs.aspx). Furthermore, you state and pledge that you:

a) are not on the list of prohibited individuals which may be identified on any government export
exclusion report (http://www.bis.doc.gov/complianceandenforcement/liststocheck.htm) nor a member of
any other government which may be part of an export-prohibited country identified in applicable
export and import laws and regulations;

b) agree not to transfer any software, technology or any other technical data through the use of our
network Services to any export-prohibited country;

c) agree not to use our website network Services for any military, nuclear, missile, chemical or
biological weaponry end uses that would be a violation of the U.S. export laws; and

d) agree not to post, transfer nor upload any software, technology or any other technical data which
would be in violation of the U.S. or other applicable export and/or import laws.

CONTENT PLACED OR MADE AVAILABLE FOR COMPANY SERVICES

GROOVY LEFE SHOP shall not lay claim to ownership of any content submitted by any visitor , member
or user, or make such content available for inclusion on our website Services. Therefore, you hereby grant
and allow for GROOVY LEFE SHOP the below listed worldwide, royalty-free and non-exclusive licenses,
as applicable:

a) The content submitted or made available for inclusion on the publicly accessible areas of GROOVY
LEFE SHOP's sites, the license provided to permit to use, distribute, reproduce, modify, adapt,
publicly perform and/or publicly display said Content on our network Services is for the sole
purpose of providing and promoting the specific area to which this content was placed and/or made
available for viewing. This license shall be available so long as you are a member of GROOVY
LEFE SHOP's sites, and shall terminate at such time when you elect to discontinue your
membership.
b) Photos, audio, video and/or graphics submitted or made available for inclusion on the publicly
accessible areas of GROOVY LEFE SHOP's sites, the license provided to permit to use, distribute,
reproduce, modify, adapt, publicly perform and/or publicly display said Content on our network
Services are for the sole purpose of providing and promoting the specific area in which this content
was placed and/or made available for viewing. This license shall be available so long as you are a
member of GROOVY LEFE SHOP's sites and shall terminate at such time when you elect to
discontinue your membership.

c) For any other content submitted or made available for inclusion on the publicly accessible areas of
GROOVY LEFE SHOP's sites, the continuous, binding and completely sub-licensable license
which is meant to permit to use, distribute, reproduce, modify, adapt, publish, translate, publicly
perform and/or publicly display said content, whether in whole or in part, and the incorporation of
any such Content into other works in any arrangement or medium current used or later developed.

Those areas which may be deemed "publicly accessible" areas of GROOVY LEFE SHOP's sites are those
such areas of our network properties which are meant to be available to the general public, and which
would include message boards and groups that are openly available to both visitors and members .
However, those areas which are not open to the public, and thus available to members only, would include
our mail system and instant messaging .

CONTRIBUTIONS TO COMPANY WEBSITE

GROOVY LEFE SHOP provides an area for our users and members to contribute feedback to our website.
When you submit ideas, documents, suggestions and/or proposals ("Contributions") to our site, you
acknowledge and agree that:

a) your Contributions do not contain any type of confidential or proprietary information;

b) OMEGA INSURANCE shall not be liable or under any obligation to ensure or maintain
confidentiality, expressed or implied, related to any Contributions;

c) OMEGA INSURANCE shall be entitled to make use of and/or disclose any such Contributions in
any such manner as they may see fit;

d) the contributor's Contributions shall automatically become the sole property of OMEGA
INSURANCE; and

e) OMEGA INSURANCE is under no obligation to either compensate or provide any form of
reimbursement in any manner or nature.

INDEMNITY

All users and/or members herein agree to insure and hold GROOVY LEFE SHOP, our subsidiaries,
affiliates, agents, employees, officers, partners and/or licensors blameless or not liable for any claim or
demand, which may include, but is not limited to, reasonable attorney fees made by any third party, which
may arise from any content a member or user of our site may submit, post, modify, transmit or otherwise
make available through our Services, the use of OMEGA INSURANCE Services or your connection with
these Services, your violations of the Terms of Service and/or your violation of any such rights of anotherperson.

COMMERCIAL REUSE OF SERVICES

The member or user herein agrees not to replicate, duplicate, copy, trade, sell, resell nor exploit for any
commercial reason any part, use of, or access to OMEGA INSURANCE's sites.

USE AND STORAGE GENERAL PRACTICES

You herein acknowledge that GROOVY LEFE SHOP may set up any such practices and/or limits
regarding the use of our Services, without limitation of the maximum number of days that any email,
message posting or any other uploaded content shall be retained by GROOVY LEFE SHOP, nor the
maximum number of email messages that may be sent and/or received by any member, the maximum
volume or size of any email message that may be sent from or may be received by an account on our
Service, the maximum disk space allowable that shall be allocated on GROOVY LEFE SHOP's servers on
the member's behalf, and/or the maximum number of times and/or duration that any member may access
our Services in a given period of time. In addition, you also agree that GROOVY LEFE SHOP has
absolutely no responsibility or liability for the removal or failure to maintain storage of any messages
and/or other communications or content maintained or transmitted by our Services. You also herein
acknowledge that we reserve the right to delete or remove any account that is no longer active for an
extended period of time. Furthermore, GROOVY LEFE SHOP shall reserve the right to modify, alter
and/or update these general practices and limits at our discretion.

MODIFICATIONS

GROOVY LEFE SHOP shall reserve the right at any time it may deem fit, to modify, alter and or
discontinue, whether temporarily or permanently, our service, or any part thereof, with or without prior
notice. In addition, we shall not be held liable to you or to any third party for any such alteration,
modification, suspension and/or discontinuance of our Services, or any part thereof.

TERMINATION

As a member of www.groovylifeshop.com, you may cancel or terminate your account, associated email
address and/or access to our Services by submitting a cancellation or termination request to
INFO@GROOVYLIFESHOP.COM.

As a member, you agree that GROOVY LEFE SHOP may, without any prior written notice, immediately
suspend, terminate, discontinue and/or limit your account, any email associated with your account, and
access to any of our Services. The cause for such termination, discontinuance, suspension and/or limitation
of access shall include, but is not limited to:

a) any breach or violation of our TOS or any other incorporated agreement, regulation and/or
guideline;

b) by way of requests from law enforcement or any other governmental agencies;

c) the discontinuance, alteration and/or material modification to our Services, or any part thereof;
d) unexpected technical or security issues and/or problems;

e) any extended periods of inactivity;

f) any engagement by you in any fraudulent or illegal activities; and/or

g) the nonpayment of any associated fees that may be owed by you in connection with your
www.groovylifeshop.com account Services.

Furthermore, you herein agree that any and all terminations, suspensions, discontinuances, and or
limitations of access for cause shall be made at our sole discretion and that we shall not be liable to you or
any other third party with regards to the termination of your account, associated email address and/or
access to any of our Services.

The termination of your account with www.groovylifeshop.com shall include any and/or all of the
following:

a) the removal of any access to all or part of the Services offered within www.groovylifeshop.com;

b) the deletion of your password and any and all related information, files, and any such content that
may be associated with or inside your account, or any part thereof; and

c) the barring of any further use of all or part of our Services.

ADVERTISERS

Any correspondence or business dealings with, or the participation in any promotions of, advertisers located
on or through our Services, which may include the payment and/or delivery of such related goods and/or
Services, and any such other term, condition, warranty and/or representation associated with such dealings,
are and shall be solely between you and any such advertiser. Moreover, you herein agree that GROOVY
LEFE SHOP shall not be held responsible or liable for any loss or damage of any nature or manner incurred
as a direct result of any such dealings or as a result of the presence of such advertisers on our website.

LINKS

Either GROOVY LEFE SHOP or any third parties may provide links to other websites and/or resources.
Thus, you acknowledge and agree that we are not responsible for the availability of any such external sites
or resources, and as such, we do not endorse nor are we responsible or liable for any content, products,
advertising or any other materials, on or available from such third party sites or resources. Furthermore, you
acknowledge and agree that GROOVY LEFE SHOP shall not be responsible or liable, directly or indirectly,
for any such damage or loss which may be a result of, caused or allegedly to be caused by or in connection
with the use of or the reliance on any such content, goods or Services made available on or through any
such site or resource.

PROPRIETARY RIGHTS

You do hereby acknowledge and agree that GROOVY LEFE SHOP's Services and any essential software
that may be used in connection with our Services ("Software") shall contain proprietary and confidentialmaterial that is protected by applicable intellectual property rights and other laws. Furthermore, you herein
acknowledge and agree that any Content which may be contained in any advertisements or information
presented by and through our Services or by advertisers is protected by copyrights, trademarks, patents or
other proprietary rights and laws. Therefore, except for that which is expressly permitted by applicable law
or as authorized by GROOVY LEFE SHOP or such applicable licensor, you agree not to alter, modify,
lease, rent, loan, sell, distribute, transmit, broadcast, publicly perform and/or created any plagiaristic works
which are based on GROOVY LEFE SHOP Services (e.g. Content or Software), in whole or part.

GROOVY LEFE SHOP herein has granted you personal, non-transferable and non-exclusive rights and/or
license to make use of the object code or our Software on a single computer, as long as you do not, and shall
not, allow any third party to duplicate, alter, modify, create or plagiarize work from, reverse engineer,
reverse assemble or otherwise make an attempt to locate or discern any source code, sell, assign, sublicense,
grant a security interest in and/or otherwise transfer any such right in the Software. Furthermore, you do
herein agree not to alter or change the Software in any manner, nature or form, and as such, not to use any
modified versions of the Software, including and without limitation, for the purpose of obtaining
unauthorized access to our Services. Lastly, you also agree not to access or attempt to access our Services
through any means other than through the interface which is provided by GROOVY LEFE SHOP for use in
accessing our Services.

WARRANTY DISCLAIMERS

YOU HEREIN EXPRESSLY ACKNOWLEDGE AND AGREE THAT:

a) THE USE OF GROOVY LEFE SHOP SERVICES AND SOFTWARE ARE AT THE SOLE RISK
BY YOU. OUR SERVICES AND SOFTWARE SHALL BE PROVIDED ON AN "AS IS"
AND/OR "AS AVAILABLE" BASIS. GROOVY LEFE SHOP AND OUR SUBSIDIARIES,
AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS
EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES OF ANY KIND WHETHER
EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO ANY IMPLIED
WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE
AND NON-INFRINGEMENT.

b) GROOVY LEFE SHOP AND OUR SUBSIDIARIES, OFFICERS, EMPLOYEES, AGENTS,
PARTNERS AND LICESNSORS MAKE NO SUCH WARRANTIES THAT (i) GROOVY LEFE
SHOP SERVICES OR SOFTWARE WILL MEET YOUR REQUIREMENTS; (ii) GROOVY
LEFE SHOP SERVICES OR SOFTWARE SHALL BE UNINTERRUPTED, TIMELY, SECURE
OR ERROR-FREE; (iii) THAT SUCH RESULTS WHICH MAY BE OBTAINED FROM THE
USE OF THE GROOVY LEFE SHOP SERVICES OR SOFTWARE WILL BE ACCURATE OR
RELIABLE; (iv) QUALITY OF ANY PRODUCTS, SERVICES, ANY INFORMATION OR
OTHER MATERIAL WHICH MAY BE PURCHASED OR OBTAINED BY YOU THROUGH
OUR SERVICES OR SOFTWARE WILL MEET YOUR EXPECTATIONS; AND (v) THAT
ANY SUCH ERRORS CONTAINED IN THE SOFTWARE SHALL BE CORRECTED.

c) ANY INFORMATION OR MATERIAL DOWNLOADED OR OTHERWISE OBTAIN BY WAY
OF GROOVY LEFE SHOP SERVICES OR SOFTWARE SHALL BE ACCESSED BY YOUR
SOLE DISCRETION AND SOLE RISK, AND AS SUCH YOU SHALL BE SOLELY
RESPONSIBLE FOR AND HEREBY WAIVE ANY AND ALL CLAIMS AND CAUSES OF
ACTION WITH RESPECT TO ANY DAMAGE TO YOUR COMPUTER AND/OR INTERNETACCESS, DOWNLOADING AND/OR DISPLAYING, OR FOR ANY LOSS OF DATA THAT
COULD RESULT FROM THE DOWNLOAD OF ANY SUCH INFORMATION OR
MATERIAL.

d) NO ADVICE AND/OR INFORMATION, DESPITE WETHER WRITTEN OR ORAL, THAT
MAY BE OBTAINED BY YOU FROM GROOVY LEFE SHOP OR BY WAY OF OR FROM
OUR SERVICES OR SOFTWARE SHALL CREATE ANY WARRANTY NOT EXPRESSLY
STATED IN THE TOS.

e) A SMALL PERCENTAGE OF SOME USERS MAY EXPERIENCE SOME DEGREE OF
EPILEPTIC SEIZURE WHEN EXPOSED TO CERTAIN LIGHT PATTERNS OR
BACKGROUNDS THAT MAY BE CONTAINED ON A COMPUTER SCREEN OR WHILE
USING OUR SERVICES. CERTAIN CONDITIONS MAY INDUCE A PREVIOUSLY
UNKNOWN CONDITION OR UNDETECTED ELILEPTIC SYMPTOM IN USERS WHO
HAVE SHOWN NO HISTORY OF ANY PRIOR SEIZURE OR EPILEPSY. SHOULD YOU,
ANYONE YOU KNOW OR ANYONE IN YOUR FAMILY HAVE AN EPILEPTIC
CONDITION, PLEASE CONSULT A PHYSICAN IF YOU EXPERIENCE ANY OF THE
FOLLOWING SYMPTOMS WHILE USING OUR SERVICES: DIZZINESS, ALTERED VISON,
EYE OR MUSCLE TWITCHES, LOSS OF AWARNESS, DISORIENTATION, ANY
INVOLUNTARY MOVEMENT, OR CONVULSIONS.

LIMITATION OF LIABILITY

YOU EXPLICITY ACKNOWLEDGE, UNDERSTAND AND AGREE THAT GROOVY LEFE SHOP
AND OUR SUBISDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND
LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY PUNITIVE, INDIRECT, INCIDENTIAL,
SPECIAL, CONSEQUENIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO,
DAMAGES WHICH MAY BE RELATED TO THE LOSS OF ANY PROFITS, GOODWILL, USE,
DATA AND/OR OTHER INTANGILBE LOSSES, EVEN THOUGH WE MAY HAVE BEEN ADVISED
OF SUCH POSSIBILITY THAT SAID DAMAGES MAY OCCUR, AND RESULT FROM:

a) THE USE OR INABILITY TO USE OUR SERVICE;

b) THE COST OF PRECURING SUBSTITUTE GOODS AND SERVICES;

c) UNAUTHORIZED ACCESS TO OR THE ALTERATION OF YOUR TRANSMISSIONS
AND/OR DATA;

d) STATEMENTS OR CONDUCT OF ANY SUCH THRID PARTY ON OUR SERVICE;

e) AND ANY OTHER MATTER WHICH MAY BE RELATED TO OUR SERVICE.

SPECIAL ADMONITION RELATED TO FINANCIAL MATTERS

Should you intend to create or to join any service, receive or request any such news, messages, alerts or
other information from our Services concerning companies, stock quotes, investments or securities, please
review the above Sections Warranty Disclaimers and Limitations of Liability again. In addition, for this
particular type of information, the phrase "Let the investor beware" is appropriate. GROOVY LEFESHOP's content is provided primarily for informational purposes, and no content that shall be provided or
included in our Services is intended for trading or investing purposes. GROOVY LEFE SHOP and our
licensors shall not be responsible or liable for the accuracy, usefulness or availability of any information
transmitted and/or made available by way of our Services, and shall not be responsible or liable for any
trading and/or investment decisions based on any such information.

EXCLUSION AND LIMITATIONS

THERE ARE SOME JURISDICTIONS WHICH DO NOT ALLOW THE EXCLUSION OF CERTAIN
WARRANTIES OR THE LIMITATION OF EXCLUSION OF LAIBILITY FOR INCIDENTAL OR
CONSEQUENTIAL DAMAGES. THEREFORE, SOME OF THE ABOVE LIMITATIONS OF
SECTIONS WARRANTY DISCLAIMERS AND LIMITATION OF LIABILITY MAY NOT APPLY TO
YOU.

THIRD PARTY BENEFICIARIES

You herein acknowledge, understand and agree, unless otherwise expressly provided in this TOS, that there
shall be third-party beneficiaries to this agreement.

NOTICE

GROOVY LEFE SHOP may furnish you with notices, including those with regards to any changes to the
TOS, including but not limited to email, regular mail, MMS or SMS, text messaging, postings on our
website Services, or other reasonable means currently known or any which may be herein after developed.
Any such notices may not be received if you violate any aspects of the TOS by accessing our Services in an
unauthorized manner. Your acceptance of this TOS constitutes your agreement that you are deemed to have
received any and all notices that would have been delivered had you accessed our Services in an authorized
manner.

TRADEMARK INFORMATION

You herein acknowledge, understand and agree that all of the GROOVY LEFE SHOP trademarks,
copyright, trade name, service marks, and other GROOVY LEFE SHOP logos and any brand features,
and/or product and service names are trademarks and as such, are and shall remain the property of
GROOVY LEFE SHOP. You herein agree not to display and/or use in any manner the GROOVY LEFE
SHOP logo or marks.

COPYRIGHT OR INTELLECTUAL PROPERTY INFRINGEMENT CLAIMS NOTICE
& PROCEDURES

GROOVY LEFE SHOP will always respect the intellectual property of others, and we ask that all of our
users to the same. With regards to appropriate circumstances and at its sole discretion, GROOVY LEFE
SHOP may disable and/or terminate the accounts of any user who repeatedly violates our TOS and/or
infringes the rights of others. If you feel that your work has been duplicated in such a way that would
constitute copyright infringement, or if you believe your intellectual property rights have been otherwise
violated, you should provide to us the following information:

a) The electronic or the physical signature of the individual that is authorized on behalf of the owner ofthe copyright or other intellectual property interest;

b) A description of the copyrighted work or other intellectual property that you believe has been
infringed upon;

c) A description of the location of the site which you allege has been infringing upon your work;

d) The physical address, telephone number, and email address;

e) A statement, in which you state that the alleged and disputed use of your work is not authorized by
the copyright owner, its agents or the law;

f) And finally, a statement, made under penalty of perjury, that the aforementioned information in your
notice is the truth and accurate, and that you are the copyright or intellectual property owner,
representative or agent authorized to act on the copyright or intellectual property owner's behalf.

The GROOVY LEFE SHOP Agent for notice of claims of copyright or other intellectual property
infringement can be contacted as follows:

Mailing Address:
GROOVY LEFE SHOP
Attn: Copyright Agent
619 WESTFIELD AVE
ELIZABETH, New Jersey 07208

Telephone:
Email: INFO@GROOVYLIFESHOP,COM

CLOSED CAPTIONING

BE IT KNOWN, that GROOVY LEFE SHOP complies with all applicable Federal Communications
Commission rules and regulations regarding the closed captioning of video content. For more information,
please visit our website at www.groovylifeshop.com.

GENERAL INFORMATION

ENTIRE AGREEMENT
This TOS constitutes the entire agreement between you and GROOVY LEFE SHOP and shall govern the
use of our Services, superseding any prior version of this TOS between you and us with respect to
GROOVY LEFE SHOP Services. You may also be subject to additional terms and conditions that may
apply when you use or purchase certain other GROOVY LEFE SHOP Services, affiliate Services, third-
party content or third-party software.

CHOICE OF LAW AND FORUM
It is at the mutual agreement of both you and GROOVY LEFE SHOP with regard to the TOS that the
relationship between the parties shall be governed by the laws of the state of New Jersey without regard to
its conflict of law provisions and that any and all claims, causes of action and/or disputes, arising out of or
relating to the TOS, or the relationship between you and GROOVY LEFE SHOP, shall be filed within thecourts having jurisdiction within the County of , New Jersey or the U.S. District Court located in said state.
You and GROOVY LEFE SHOP agree to submit to the jurisdiction of the courts as previously mentioned,
and agree to waive any and all objections to the exercise of jurisdiction over the parties by such courts and
to venue in such courts.

WAIVER AND SEVERABILITY OF TERMS
At any time, should GROOVY LEFE SHOP fail to exercise or enforce any right or provision of the TOS,
such failure shall not constitute a waiver of such right or provision. If any provision of this TOS is found by
a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor
to give effect to the parties' intentions as reflected in the provision, and the other provisions of the TOS
remain in full force and effect.

NO RIGHT OF SURVIVORSHIP NON-TRANSFERABILITY
You acknowledge, understand and agree that your account is non-transferable and any rights to your ID
and/or contents within your account shall terminate upon your death. Upon receipt of a copy of a death
certificate, your account may be terminated and all contents therein permanently deleted.

STATUTE OF LIMITATIONS
You acknowledge, understand and agree that regardless of any statute or law to the contrary, any claim or
action arising out of or related to the use of our Services or the TOS must be filed within 1 year(s) after said
claim or cause of action arose or shall be forever barred.

VIOLATIONS

Please report any and all violations of this TOS to GROOVY LEFE SHOP as follows:

Mailing Address:
GROOVY LEFE SHOP
Attn: Copyright Agent
619 WESTFIELD AVE
ELIZABETH, New Jersey 07208

Telephone:
Email: INFO@GROOVYLIFESHOP,COM

TERMS OF SERVICE AGREEMENT

PLEASE READ THE FOLLOWING TERMS OF USE AGREEMENT CAREFULLY. BY
ACCESSING OR USING OUR SITES AND OUR SERVICES, YOU HEREBY AGREE TO BE
BOUND BY THE TERMS AND ALL TERMS INCORPORATED HEREIN BY REFERENCE. IF
YOU DO NOT EXPRESSLY AGREE TO ALL OF THE TERMS AND CONDITIONS, THEN
PLEASE DO NOT ACCESS OR USE OUR SITES OR OUR SERVICES. THIS TERMS OF
SERVICE AGREEMENT IS EFFECTIVE AS OF 12/01/2013.

ACCEPTANCE OF TERMS

The following Terms of Service Agreement (the "TOS") is a legally binding agreement that shall govern
the relationship with our users and others which may interact or interface with GROOVY LEFE SHOP,
also known as OMEGA INSURANCE, located at 619 WESTFIELD AVE, ELIZABETH, New Jersey
07208, and our subsidiaries and affiliates, in association with the use of the OMEGA INSURANCE
website, which includes www.groovylifeshop.com (the "Site") and its Services, which shall be defined
below.

DESCRIPTION OF WEBSITE SERVICES OFFERED

The Site is an e-commerce website which has the following description:

THE PRODUCTS OFFERED ON THE SITE ARE PROVIDED ON AN "AS IS" AND "AS
AVAILABLE" BASIS AND WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR
IMPLIED.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY DISCLAIMS
ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED
WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE AND
NON-INFRINGEMENT.

Any and all visitors to our site , despite whether they are registered or not, shall be deemed as "users" of the
herein contained Services provided for the purpose of this TOS. Once an individual registers for our
Services, through the process of creating an account, the user shall then be considered a "member."

The user and/or member acknowledges and agrees that the Services provided and made available through
our website and applications, which may include some mobile applications and that those applications may
be made available on various social media networking sites and numerous other platforms and
downloadable programs, are the sole property of GROOVY LEFE SHOP. At its discretion, GROOVY
LEFE SHOP may offer additional website Services and/or products, or update, modify or revise any current
content and Services, and this Agreement shall apply to any and all additional Services and/or products and
any and all updated, modified or revised Services unless otherwise stipulated. GROOVY LEFE SHOP does
hereby reserve the right to cancel and cease offering any of the aforementioned Services and/or products.
You, as the end user and/or member , acknowledge, accept and agree that GROOVY LEFE SHOP shall not
be held liable for any such updates, modifications, revisions, suspensions or discontinuance of any of our
Services and/or products. Your continued use of the Services provided, after such posting of any updates,
changes, and/or modifications shall constitute your acceptance of such updates, changes and/ormodifications, and as such, frequent review of this Agreement and any and all applicable terms and policies
should be made by you to ensure you are aware of all terms and policies currently in effect. Should you not
agree to the updated, modified, revised or modified terms, you must stop using the provided Services.

Furthermore, the user and/or member understands, acknowledges and agrees that the Services offered shall
be provided "AS IS" and as such GROOVY LEFE SHOP shall not assume any responsibility or obligation
for the timeliness, missed delivery, deletion and/or any failure to store user content, communication or
personalization settings.

REGISTRATION

To register and become a "member" of the Site, you must be 18 years of age to enter into and form a legally
binding contract. In addition, you must be in good standing and not an individual that has been previously
barred from receiving OMEGA INSURANCE's Services under the laws and statutes of the United States or
other applicable jurisdiction.

Furthermore, the registering party hereby acknowledges, understands and agrees to:

a) furnish factual, correct, current and complete information with regards to yourself as may be
requested by the data registration process, and

b) maintain and promptly update your registration and profile information in an effort to maintain
accuracy and completeness at all times.

If anyone knowingly provides any information of a false, untrue, inaccurate or incomplete nature,
GROOVY LEFE SHOP will have sufficient grounds and rights to suspend or terminate the member in
violation of this aspect of the Agreement, and as such refuse any and all current or future use of GROOVY
LEFE SHOP Services, or any portion thereof.

It is GROOVY LEFE SHOP's priority to ensure the safety and privacy of all its visitors, users and
members, especially that of children. Therefore, it is for this reason that the parents of any child under the
age of 13 that permit their child or children access to the OMEGA INSURANCE website platform Services
must create a "family" account, which will certify that the individual creating the "family" account is of 18
years of age and as such, the parent or legal guardian of any child or children registered under the "family"
account. As the creator of the "family" account, s/he is thereby granting permission for his/her child or
children to access the various Services provided, including, but not limited to, message boards, email,
and/or instant messaging. It is the parent's and/or legal guardian's responsibility to determine whether any
of the Services and/or content provided are age-appropriate for his/her child.

PRIVACY POLICY

Every member's registration data and various other personal information are strictly protected by the
GROOVY LEFE SHOP Online Privacy Policy (see the full Privacy Policy at
http://www.groovylifeshop.com/privacy-policy/). As a member, you herein consent to the collection and
use of the information provided, including the transfer of information within the United States and/or other
countries for storage, processing or use by GROOVY LEFE SHOP and/or our subsidiaries and affiliates.

MEMBER ACCOUNT, USERNAME, PASSWORD AND SECURITY
After completion of the registration data and creation of your username, you will receive a random
password—which you can later change—and account designation. You shall be responsible for maintaining
the secrecy and confidentiality of your password and for all activities that transpire on or within your
account. It shall be your responsibility to notify GROOVY LEFE SHOP immediately if you notice any
unauthorized access or use of your account or password or any other breach of security. GROOVY LEFE
SHOP shall not be held liable for any loss and/or damage arising from any failure to comply with this term
and/or condition of the TOS.

CONDUCT

As a member of the Site, you herein acknowledge, understand and agree that all information, text, software,
data, photographs, music, video, messages, tags or any other content, whether it is publicly or privately
posted and/or transmitted, is the expressed sole responsibility of the individual from whom the content
originated. In short, this means that you are solely responsible for any and all content posted, uploaded,
emailed, transmitted or otherwise made available by way of OMEGA INSURANCE Services, and as such,
we do not guarantee the accuracy, integrity or quality of such content. It is expressly understood that by use
of our Services, you may be exposed to content including, but not limited to, any errors or omissions in any
content posted, and/or any loss or damage of any kind incurred as a result of the use of any content posted,
emailed, transmitted or otherwise made available by OMEGA INSURANCE.

Furthermore, you herein agree not to make use of GROOVY LEFE SHOP's Services for the purpose of:

a) uploading, posting, emailing, transmitting, or otherwise making available any content that shall be
deemed unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene,
libelous, or invasive of another's privacy or which is hateful, and/or racially, ethnically, or otherwise
objectionable;

b) causing harm to minors in any manner whatsoever;

c) impersonating any individual or entity, including, but not limited to, any OMEGA INSURANCE
officials, forum leaders, guides or hosts or falsely stating or otherwise misrepresenting any
affiliation with an individual or entity;

d) forging captions, headings or titles or otherwise offering any content that you personally have no
right to pursuant to any law nor having any contractual or fiduciary relationship with;

e) uploading, posting, emailing, transmitting or otherwise offering any such content that may infringe
upon any patent, copyright, trademark, or any other proprietary or intellectual rights of any other
party;

f) uploading, posting, emailing, transmitting or otherwise offering any content that you do not
personally have any right to offer pursuant to any law or in accordance with any contractual or
fiduciary relationship;

g) uploading, posting, emailing, transmitting, or otherwise offering any unsolicited or unauthorized
advertising, promotional flyers, "junk mail," "spam," or any other form of solicitation, except in any
such areas that may have been designated for such purpose;
h) uploading, posting, emailing, transmitting, or otherwise offering any source that may contain a
software virus or other computer code, any files and/or programs which have been designed to
interfere, destroy and/or limit the operation of any computer software, hardware, or
telecommunication equipment;

i) disrupting the normal flow of communication, or otherwise acting in any manner that would
negatively affect other users' ability to participate in any real time interactions;

j) interfering with or disrupting any GROOVY LEFE SHOP Services, servers and/or networks that
may be connected or related to our website, including, but not limited to, the use of any device
software and/or routine to bypass the robot exclusion headers;

k) intentionally or unintentionally violating any local, state, federal, national or international law,
including, but not limited to, rules, guidelines, and/or regulations decreed by the U.S. Securities and
Exchange Commission, in addition to any rules of any nation or other securities exchange, that
would include without limitation, the New York Stock Exchange, the American Stock Exchange, or
the NASDAQ, and any regulations having the force of law;

l) providing informational support or resources, concealing and/or disguising the character, location,
and or source to any organization delegated by the United States government as a "foreign terrorist
organization" in accordance to Section 219 of the Immigration Nationality Act;

m) "stalking" or with the intent to otherwise harass another individual; and/or

n) collecting or storing of any personal data relating to any other member or user in connection with the
prohibited conduct and/or activities which have been set forth in the aforementioned paragraphs.

GROOVY LEFE SHOP herein reserves the right to pre-screen, refuse and/or delete any content currently
available through our Services. In addition, we reserve the right to remove and/or delete any such content
that would violate the TOS or which would otherwise be considered offensive to other visitors, users and/or
members.

GROOVY LEFE SHOP herein reserves the right to access, preserve and/or disclose member account
information and/or content if it is requested to do so by law or in good faith belief that any such action is
deemed reasonably necessary for:

a) compliance with any legal process;

b) enforcement of the TOS;

c) responding to any claim that therein contained content is in violation of the rights of any third party;

d) responding to requests for customer service; or

e) protecting the rights, property or the personal safety of GROOVY LEFE SHOP, its visitors, users
and members, including the general public.
GROOVY LEFE SHOP herein reserves the right to include the use of security components that may permit
digital information or material to be protected, and that such use of information and/or material is subject to
usage guidelines and regulations established by GROOVY LEFE SHOP or any other content providers
supplying content services to GROOVY LEFE SHOP. You are hereby prohibited from making any attempt
to override or circumvent any of the embedded usage rules in our Services. Furthermore, unauthorized
reproduction, publication, distribution, or exhibition of any information or materials supplied by our
Services, despite whether done so in whole or in part, is expressly prohibited.

CAUTIONS FOR GLOBAL USE AND EXPORT AND IMPORT COMPLIANCE

Due to the global nature of the internet, through the use of our network you hereby agree to comply with all
local rules relating to online conduct and that which is considered acceptable Content. Uploading, posting
and/or transferring of software, technology and other technical data may be subject to the export and import
laws of the United States and possibly other countries. Through the use of our network, you thus agree to
comply with all applicable export and import laws, statutes and regulations, including, but not limited to,
the Export Administration Regulations (http://www.access.gpo.gov/bis/ear/ear_data.html), as well as the
sanctions control program of the United States (http://www.treasury.gov/resource-
center/sanctions/Programs/Pages/Programs.aspx). Furthermore, you state and pledge that you:

a) are not on the list of prohibited individuals which may be identified on any government export
exclusion report (http://www.bis.doc.gov/complianceandenforcement/liststocheck.htm) nor a member of
any other government which may be part of an export-prohibited country identified in applicable
export and import laws and regulations;

b) agree not to transfer any software, technology or any other technical data through the use of our
network Services to any export-prohibited country;

c) agree not to use our website network Services for any military, nuclear, missile, chemical or
biological weaponry end uses that would be a violation of the U.S. export laws; and

d) agree not to post, transfer nor upload any software, technology or any other technical data which
would be in violation of the U.S. or other applicable export and/or import laws.

CONTENT PLACED OR MADE AVAILABLE FOR COMPANY SERVICES

GROOVY LEFE SHOP shall not lay claim to ownership of any content submitted by any visitor , member
or user, or make such content available for inclusion on our website Services. Therefore, you hereby grant
and allow for GROOVY LEFE SHOP the below listed worldwide, royalty-free and non-exclusive licenses,
as applicable:

a) The content submitted or made available for inclusion on the publicly accessible areas of GROOVY
LEFE SHOP's sites, the license provided to permit to use, distribute, reproduce, modify, adapt,
publicly perform and/or publicly display said Content on our network Services is for the sole
purpose of providing and promoting the specific area to which this content was placed and/or made
available for viewing. This license shall be available so long as you are a member of GROOVY
LEFE SHOP's sites, and shall terminate at such time when you elect to discontinue your
membership.
b) Photos, audio, video and/or graphics submitted or made available for inclusion on the publicly
accessible areas of GROOVY LEFE SHOP's sites, the license provided to permit to use, distribute,
reproduce, modify, adapt, publicly perform and/or publicly display said Content on our network
Services are for the sole purpose of providing and promoting the specific area in which this content
was placed and/or made available for viewing. This license shall be available so long as you are a
member of GROOVY LEFE SHOP's sites and shall terminate at such time when you elect to
discontinue your membership.

c) For any other content submitted or made available for inclusion on the publicly accessible areas of
GROOVY LEFE SHOP's sites, the continuous, binding and completely sub-licensable license
which is meant to permit to use, distribute, reproduce, modify, adapt, publish, translate, publicly
perform and/or publicly display said content, whether in whole or in part, and the incorporation of
any such Content into other works in any arrangement or medium current used or later developed.

Those areas which may be deemed "publicly accessible" areas of GROOVY LEFE SHOP's sites are those
such areas of our network properties which are meant to be available to the general public, and which
would include message boards and groups that are openly available to both visitors and members .
However, those areas which are not open to the public, and thus available to members only, would include
our mail system and instant messaging .

CONTRIBUTIONS TO COMPANY WEBSITE

GROOVY LEFE SHOP provides an area for our users and members to contribute feedback to our website.
When you submit ideas, documents, suggestions and/or proposals ("Contributions") to our site, you
acknowledge and agree that:

a) your Contributions do not contain any type of confidential or proprietary information;

b) OMEGA INSURANCE shall not be liable or under any obligation to ensure or maintain
confidentiality, expressed or implied, related to any Contributions;

c) OMEGA INSURANCE shall be entitled to make use of and/or disclose any such Contributions in
any such manner as they may see fit;

d) the contributor's Contributions shall automatically become the sole property of OMEGA
INSURANCE; and

e) OMEGA INSURANCE is under no obligation to either compensate or provide any form of
reimbursement in any manner or nature.

INDEMNITY

All users and/or members herein agree to insure and hold GROOVY LEFE SHOP, our subsidiaries,
affiliates, agents, employees, officers, partners and/or licensors blameless or not liable for any claim or
demand, which may include, but is not limited to, reasonable attorney fees made by any third party, which
may arise from any content a member or user of our site may submit, post, modify, transmit or otherwise
make available through our Services, the use of OMEGA INSURANCE Services or your connection with
these Services, your violations of the Terms of Service and/or your violation of any such rights of anotherperson.

COMMERCIAL REUSE OF SERVICES

The member or user herein agrees not to replicate, duplicate, copy, trade, sell, resell nor exploit for any
commercial reason any part, use of, or access to OMEGA INSURANCE's sites.

USE AND STORAGE GENERAL PRACTICES

You herein acknowledge that GROOVY LEFE SHOP may set up any such practices and/or limits
regarding the use of our Services, without limitation of the maximum number of days that any email,
message posting or any other uploaded content shall be retained by GROOVY LEFE SHOP, nor the
maximum number of email messages that may be sent and/or received by any member, the maximum
volume or size of any email message that may be sent from or may be received by an account on our
Service, the maximum disk space allowable that shall be allocated on GROOVY LEFE SHOP's servers on
the member's behalf, and/or the maximum number of times and/or duration that any member may access
our Services in a given period of time. In addition, you also agree that GROOVY LEFE SHOP has
absolutely no responsibility or liability for the removal or failure to maintain storage of any messages
and/or other communications or content maintained or transmitted by our Services. You also herein
acknowledge that we reserve the right to delete or remove any account that is no longer active for an
extended period of time. Furthermore, GROOVY LEFE SHOP shall reserve the right to modify, alter
and/or update these general practices and limits at our discretion.

MODIFICATIONS

GROOVY LEFE SHOP shall reserve the right at any time it may deem fit, to modify, alter and or
discontinue, whether temporarily or permanently, our service, or any part thereof, with or without prior
notice. In addition, we shall not be held liable to you or to any third party for any such alteration,
modification, suspension and/or discontinuance of our Services, or any part thereof.

TERMINATION

As a member of www.groovylifeshop.com, you may cancel or terminate your account, associated email
address and/or access to our Services by submitting a cancellation or termination request to
INFO@GROOVYLIFESHOP.COM.

As a member, you agree that GROOVY LEFE SHOP may, without any prior written notice, immediately
suspend, terminate, discontinue and/or limit your account, any email associated with your account, and
access to any of our Services. The cause for such termination, discontinuance, suspension and/or limitation
of access shall include, but is not limited to:

a) any breach or violation of our TOS or any other incorporated agreement, regulation and/or
guideline;

b) by way of requests from law enforcement or any other governmental agencies;

c) the discontinuance, alteration and/or material modification to our Services, or any part thereof;
d) unexpected technical or security issues and/or problems;

e) any extended periods of inactivity;

f) any engagement by you in any fraudulent or illegal activities; and/or

g) the nonpayment of any associated fees that may be owed by you in connection with your
www.groovylifeshop.com account Services.

Furthermore, you herein agree that any and all terminations, suspensions, discontinuances, and or
limitations of access for cause shall be made at our sole discretion and that we shall not be liable to you or
any other third party with regards to the termination of your account, associated email address and/or
access to any of our Services.

The termination of your account with www.groovylifeshop.com shall include any and/or all of the
following:

a) the removal of any access to all or part of the Services offered within www.groovylifeshop.com;

b) the deletion of your password and any and all related information, files, and any such content that
may be associated with or inside your account, or any part thereof; and

c) the barring of any further use of all or part of our Services.

ADVERTISERS

Any correspondence or business dealings with, or the participation in any promotions of, advertisers located
on or through our Services, which may include the payment and/or delivery of such related goods and/or
Services, and any such other term, condition, warranty and/or representation associated with such dealings,
are and shall be solely between you and any such advertiser. Moreover, you herein agree that GROOVY
LEFE SHOP shall not be held responsible or liable for any loss or damage of any nature or manner incurred
as a direct result of any such dealings or as a result of the presence of such advertisers on our website.

LINKS

Either GROOVY LEFE SHOP or any third parties may provide links to other websites and/or resources.
Thus, you acknowledge and agree that we are not responsible for the availability of any such external sites
or resources, and as such, we do not endorse nor are we responsible or liable for any content, products,
advertising or any other materials, on or available from such third party sites or resources. Furthermore, you
acknowledge and agree that GROOVY LEFE SHOP shall not be responsible or liable, directly or indirectly,
for any such damage or loss which may be a result of, caused or allegedly to be caused by or in connection
with the use of or the reliance on any such content, goods or Services made available on or through any
such site or resource.

PROPRIETARY RIGHTS

You do hereby acknowledge and agree that GROOVY LEFE SHOP's Services and any essential software
that may be used in connection with our Services ("Software") shall contain proprietary and confidentialmaterial that is protected by applicable intellectual property rights and other laws. Furthermore, you herein
acknowledge and agree that any Content which may be contained in any advertisements or information
presented by and through our Services or by advertisers is protected by copyrights, trademarks, patents or
other proprietary rights and laws. Therefore, except for that which is expressly permitted by applicable law
or as authorized by GROOVY LEFE SHOP or such applicable licensor, you agree not to alter, modify,
lease, rent, loan, sell, distribute, transmit, broadcast, publicly perform and/or created any plagiaristic works
which are based on GROOVY LEFE SHOP Services (e.g. Content or Software), in whole or part.

GROOVY LEFE SHOP herein has granted you personal, non-transferable and non-exclusive rights and/or
license to make use of the object code or our Software on a single computer, as long as you do not, and shall
not, allow any third party to duplicate, alter, modify, create or plagiarize work from, reverse engineer,
reverse assemble or otherwise make an attempt to locate or discern any source code, sell, assign, sublicense,
grant a security interest in and/or otherwise transfer any such right in the Software. Furthermore, you do
herein agree not to alter or change the Software in any manner, nature or form, and as such, not to use any
modified versions of the Software, including and without limitation, for the purpose of obtaining
unauthorized access to our Services. Lastly, you also agree not to access or attempt to access our Services
through any means other than through the interface which is provided by GROOVY LEFE SHOP for use in
accessing our Services.

WARRANTY DISCLAIMERS

YOU HEREIN EXPRESSLY ACKNOWLEDGE AND AGREE THAT:

a) THE USE OF GROOVY LEFE SHOP SERVICES AND SOFTWARE ARE AT THE SOLE RISK
BY YOU. OUR SERVICES AND SOFTWARE SHALL BE PROVIDED ON AN "AS IS"
AND/OR "AS AVAILABLE" BASIS. GROOVY LEFE SHOP AND OUR SUBSIDIARIES,
AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS
EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES OF ANY KIND WHETHER
EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO ANY IMPLIED
WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE
AND NON-INFRINGEMENT.

b) GROOVY LEFE SHOP AND OUR SUBSIDIARIES, OFFICERS, EMPLOYEES, AGENTS,
PARTNERS AND LICESNSORS MAKE NO SUCH WARRANTIES THAT (i) GROOVY LEFE
SHOP SERVICES OR SOFTWARE WILL MEET YOUR REQUIREMENTS; (ii) GROOVY
LEFE SHOP SERVICES OR SOFTWARE SHALL BE UNINTERRUPTED, TIMELY, SECURE
OR ERROR-FREE; (iii) THAT SUCH RESULTS WHICH MAY BE OBTAINED FROM THE
USE OF THE GROOVY LEFE SHOP SERVICES OR SOFTWARE WILL BE ACCURATE OR
RELIABLE; (iv) QUALITY OF ANY PRODUCTS, SERVICES, ANY INFORMATION OR
OTHER MATERIAL WHICH MAY BE PURCHASED OR OBTAINED BY YOU THROUGH
OUR SERVICES OR SOFTWARE WILL MEET YOUR EXPECTATIONS; AND (v) THAT
ANY SUCH ERRORS CONTAINED IN THE SOFTWARE SHALL BE CORRECTED.

c) ANY INFORMATION OR MATERIAL DOWNLOADED OR OTHERWISE OBTAIN BY WAY
OF GROOVY LEFE SHOP SERVICES OR SOFTWARE SHALL BE ACCESSED BY YOUR
SOLE DISCRETION AND SOLE RISK, AND AS SUCH YOU SHALL BE SOLELY
RESPONSIBLE FOR AND HEREBY WAIVE ANY AND ALL CLAIMS AND CAUSES OF
ACTION WITH RESPECT TO ANY DAMAGE TO YOUR COMPUTER AND/OR INTERNETACCESS, DOWNLOADING AND/OR DISPLAYING, OR FOR ANY LOSS OF DATA THAT
COULD RESULT FROM THE DOWNLOAD OF ANY SUCH INFORMATION OR
MATERIAL.

d) NO ADVICE AND/OR INFORMATION, DESPITE WETHER WRITTEN OR ORAL, THAT
MAY BE OBTAINED BY YOU FROM GROOVY LEFE SHOP OR BY WAY OF OR FROM
OUR SERVICES OR SOFTWARE SHALL CREATE ANY WARRANTY NOT EXPRESSLY
STATED IN THE TOS.

e) A SMALL PERCENTAGE OF SOME USERS MAY EXPERIENCE SOME DEGREE OF
EPILEPTIC SEIZURE WHEN EXPOSED TO CERTAIN LIGHT PATTERNS OR
BACKGROUNDS THAT MAY BE CONTAINED ON A COMPUTER SCREEN OR WHILE
USING OUR SERVICES. CERTAIN CONDITIONS MAY INDUCE A PREVIOUSLY
UNKNOWN CONDITION OR UNDETECTED ELILEPTIC SYMPTOM IN USERS WHO
HAVE SHOWN NO HISTORY OF ANY PRIOR SEIZURE OR EPILEPSY. SHOULD YOU,
ANYONE YOU KNOW OR ANYONE IN YOUR FAMILY HAVE AN EPILEPTIC
CONDITION, PLEASE CONSULT A PHYSICAN IF YOU EXPERIENCE ANY OF THE
FOLLOWING SYMPTOMS WHILE USING OUR SERVICES: DIZZINESS, ALTERED VISON,
EYE OR MUSCLE TWITCHES, LOSS OF AWARNESS, DISORIENTATION, ANY
INVOLUNTARY MOVEMENT, OR CONVULSIONS.

LIMITATION OF LIABILITY

YOU EXPLICITY ACKNOWLEDGE, UNDERSTAND AND AGREE THAT GROOVY LEFE SHOP
AND OUR SUBISDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND
LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY PUNITIVE, INDIRECT, INCIDENTIAL,
SPECIAL, CONSEQUENIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO,
DAMAGES WHICH MAY BE RELATED TO THE LOSS OF ANY PROFITS, GOODWILL, USE,
DATA AND/OR OTHER INTANGILBE LOSSES, EVEN THOUGH WE MAY HAVE BEEN ADVISED
OF SUCH POSSIBILITY THAT SAID DAMAGES MAY OCCUR, AND RESULT FROM:

a) THE USE OR INABILITY TO USE OUR SERVICE;

b) THE COST OF PRECURING SUBSTITUTE GOODS AND SERVICES;

c) UNAUTHORIZED ACCESS TO OR THE ALTERATION OF YOUR TRANSMISSIONS
AND/OR DATA;

d) STATEMENTS OR CONDUCT OF ANY SUCH THRID PARTY ON OUR SERVICE;

e) AND ANY OTHER MATTER WHICH MAY BE RELATED TO OUR SERVICE.

SPECIAL ADMONITION RELATED TO FINANCIAL MATTERS

Should you intend to create or to join any service, receive or request any such news, messages, alerts or
other information from our Services concerning companies, stock quotes, investments or securities, please
review the above Sections Warranty Disclaimers and Limitations of Liability again. In addition, for this
particular type of information, the phrase "Let the investor beware" is appropriate. GROOVY LEFESHOP's content is provided primarily for informational purposes, and no content that shall be provided or
included in our Services is intended for trading or investing purposes. GROOVY LEFE SHOP and our
licensors shall not be responsible or liable for the accuracy, usefulness or availability of any information
transmitted and/or made available by way of our Services, and shall not be responsible or liable for any
trading and/or investment decisions based on any such information.

EXCLUSION AND LIMITATIONS

THERE ARE SOME JURISDICTIONS WHICH DO NOT ALLOW THE EXCLUSION OF CERTAIN
WARRANTIES OR THE LIMITATION OF EXCLUSION OF LAIBILITY FOR INCIDENTAL OR
CONSEQUENTIAL DAMAGES. THEREFORE, SOME OF THE ABOVE LIMITATIONS OF
SECTIONS WARRANTY DISCLAIMERS AND LIMITATION OF LIABILITY MAY NOT APPLY TO
YOU.

THIRD PARTY BENEFICIARIES

You herein acknowledge, understand and agree, unless otherwise expressly provided in this TOS, that there
shall be third-party beneficiaries to this agreement.

NOTICE

GROOVY LEFE SHOP may furnish you with notices, including those with regards to any changes to the
TOS, including but not limited to email, regular mail, MMS or SMS, text messaging, postings on our
website Services, or other reasonable means currently known or any which may be herein after developed.
Any such notices may not be received if you violate any aspects of the TOS by accessing our Services in an
unauthorized manner. Your acceptance of this TOS constitutes your agreement that you are deemed to have
received any and all notices that would have been delivered had you accessed our Services in an authorized
manner.

TRADEMARK INFORMATION

You herein acknowledge, understand and agree that all of the GROOVY LEFE SHOP trademarks,
copyright, trade name, service marks, and other GROOVY LEFE SHOP logos and any brand features,
and/or product and service names are trademarks and as such, are and shall remain the property of
GROOVY LEFE SHOP. You herein agree not to display and/or use in any manner the GROOVY LEFE
SHOP logo or marks.

COPYRIGHT OR INTELLECTUAL PROPERTY INFRINGEMENT CLAIMS NOTICE
& PROCEDURES

GROOVY LEFE SHOP will always respect the intellectual property of others, and we ask that all of our
users to the same. With regards to appropriate circumstances and at its sole discretion, GROOVY LEFE
SHOP may disable and/or terminate the accounts of any user who repeatedly violates our TOS and/or
infringes the rights of others. If you feel that your work has been duplicated in such a way that would
constitute copyright infringement, or if you believe your intellectual property rights have been otherwise
violated, you should provide to us the following information:

a) The electronic or the physical signature of the individual that is authorized on behalf of the owner ofthe copyright or other intellectual property interest;

b) A description of the copyrighted work or other intellectual property that you believe has been
infringed upon;

c) A description of the location of the site which you allege has been infringing upon your work;

d) The physical address, telephone number, and email address;

e) A statement, in which you state that the alleged and disputed use of your work is not authorized by
the copyright owner, its agents or the law;

f) And finally, a statement, made under penalty of perjury, that the aforementioned information in your
notice is the truth and accurate, and that you are the copyright or intellectual property owner,
representative or agent authorized to act on the copyright or intellectual property owner's behalf.

The GROOVY LEFE SHOP Agent for notice of claims of copyright or other intellectual property
infringement can be contacted as follows:

Mailing Address:
GROOVY LEFE SHOP
Attn: Copyright Agent
619 WESTFIELD AVE
ELIZABETH, New Jersey 07208

Telephone:
Email: INFO@GROOVYLIFESHOP,COM

CLOSED CAPTIONING

BE IT KNOWN, that GROOVY LEFE SHOP complies with all applicable Federal Communications
Commission rules and regulations regarding the closed captioning of video content. For more information,
please visit our website at www.groovylifeshop.com.

GENERAL INFORMATION

ENTIRE AGREEMENT
This TOS constitutes the entire agreement between you and GROOVY LEFE SHOP and shall govern the
use of our Services, superseding any prior version of this TOS between you and us with respect to
GROOVY LEFE SHOP Services. You may also be subject to additional terms and conditions that may
apply when you use or purchase certain other GROOVY LEFE SHOP Services, affiliate Services, third-
party content or third-party software.

CHOICE OF LAW AND FORUM
It is at the mutual agreement of both you and GROOVY LEFE SHOP with regard to the TOS that the
relationship between the parties shall be governed by the laws of the state of New Jersey without regard to
its conflict of law provisions and that any and all claims, causes of action and/or disputes, arising out of or
relating to the TOS, or the relationship between you and GROOVY LEFE SHOP, shall be filed within thecourts having jurisdiction within the County of , New Jersey or the U.S. District Court located in said state.
You and GROOVY LEFE SHOP agree to submit to the jurisdiction of the courts as previously mentioned,
and agree to waive any and all objections to the exercise of jurisdiction over the parties by such courts and
to venue in such courts.

WAIVER AND SEVERABILITY OF TERMS
At any time, should GROOVY LEFE SHOP fail to exercise or enforce any right or provision of the TOS,
such failure shall not constitute a waiver of such right or provision. If any provision of this TOS is found by
a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor
to give effect to the parties' intentions as reflected in the provision, and the other provisions of the TOS
remain in full force and effect.

NO RIGHT OF SURVIVORSHIP NON-TRANSFERABILITY
You acknowledge, understand and agree that your account is non-transferable and any rights to your ID
and/or contents within your account shall terminate upon your death. Upon receipt of a copy of a death
certificate, your account may be terminated and all contents therein permanently deleted.

STATUTE OF LIMITATIONS
You acknowledge, understand and agree that regardless of any statute or law to the contrary, any claim or
action arising out of or related to the use of our Services or the TOS must be filed within 1 year(s) after said
claim or cause of action arose or shall be forever barred.

VIOLATIONS

Please report any and all violations of this TOS to GROOVY LEFE SHOP as follows:

Mailing Address:
GROOVY LEFE SHOP
Attn: Copyright Agent
619 WESTFIELD AVE
ELIZABETH, New Jersey 07208

Telephone:
Email: INFO@GROOVYLIFESHOP,COM

 

 

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